Skip to content
Fred Perry Certified Personal Fiduciary crestFred Perry

Services

Six areas of stewardship

Each engagement is shaped around what your family actually needs — often beginning in one area and expanding as the picture becomes clear.

Standing in for families when the paperwork, deadlines, and decisions arrive all at once. Includes executor and trustee support, estate administration oversight, incapacity and powers-of-attorney planning, asset inventories, and documented instructions your family can actually follow.

  • Executor and trustee support through every filing and deadline
  • Estate administration oversight and asset inventories
  • Incapacity and powers-of-attorney planning
  • Written instructions your family can follow without guesswork

Bank On Yourself®

A private reserve you control

As a Bank On Yourself® Professional, Fred helps individuals design an alternate banking system — giving you control over the banking functions within your own family or business.

Authorized ProfessionalBank On Yourself®
  • Cash value that grows on a predictable, contractual basis
  • Access to liquidity without asking a lender for permission
  • Tax-advantaged growth within the policy structure
  • A reserve that supports opportunity, emergencies, and retirement income

Debt Solutions

Two honest ways out of debt

Before wealth can be preserved, pressure has to be released. Both methods work — the right one is the one you will actually finish.

The Snowball Method

Smallest balance first

Pay minimums on everything, then direct every spare dollar at the smallest balance. Each account you close creates visible momentum.

Best when motivation matters more than math — and for most households, it does.

The Avalanche Method

Highest interest rate first

Pay minimums on everything, then attack the highest interest rate first regardless of balance size.

Best when you are disciplined and want the mathematically lowest total interest cost.

Where To Begin

Not sure which of these you need?

Most families do not. The first conversation is about listening — the right starting point becomes obvious once the whole picture is on the table.

More About Fred